IRA Accounts
Tax-Smart Retirement Savings
An Individual Retirement Account (IRA) is one of the most effective tools for building long-term wealth. MeyerTrust offers Traditional and Roth IRAs with no account minimums and a full range of investment options.
Open an IRA TodayTraditional vs. Roth IRA
Both offer powerful tax advantages. The right choice depends on your current income and expected tax rate in retirement.
Traditional IRA
Deduct now, pay later
Contributions may be tax-deductible depending on your income and whether you have a workplace retirement plan. Investments grow tax-deferred until withdrawal.
- ✓Potential tax deduction today
- ✓Tax-deferred compound growth
- ✓Wide investment selection
- ✓Flexible contribution timing
Roth IRA
Pay now, grow tax-free
Contribute after-tax dollars. Your money grows completely tax-free and qualified withdrawals in retirement are 100% tax-free — including all the gains.
- ✓Tax-free growth and withdrawals
- ✓No required minimum distributions
- ✓Withdraw contributions anytime
- ✓Ideal for younger investors
Why open an IRA with MeyerTrust?
Supplement Your 401(k)
Even if you have a workplace plan, an IRA gives you additional tax-advantaged space and more investment choices.
Self-Employed Flexibility
No employer? No problem. An IRA is the primary retirement vehicle for freelancers, contractors, and business owners.
Investment Control
Unlike most 401(k) plans, an IRA at MeyerTrust gives you access to thousands of stocks, ETFs, bonds, and alternative assets.
Estate Planning Tool
IRAs can be passed to beneficiaries with favorable tax treatment, making them a powerful component of legacy planning.
Open your IRA in minutes
No minimums. No paperwork. Just a smarter way to save for retirement.
Open an IRA