Rollover Center
Move Your Money Smarter
Changed jobs? Have old 401(k)s scattered across former employers? MeyerTrust's Rollover Center makes it simple to consolidate your retirement savings — with zero taxes or penalties when done correctly.
Start a RolloverHow a rollover works
We handle the complexity. You just tell us where your old account is.
Initiate Your Rollover
Contact your old plan administrator or let MeyerTrust handle the paperwork. We coordinate directly with your former employer's plan.
Choose Your Destination
Roll into a Traditional IRA, Roth IRA, or a new employer's 401(k). We'll help you choose the option with the best tax outcome.
Direct Transfer
We execute a direct trustee-to-trustee transfer — your money never touches your hands, so there's no risk of accidental taxes or penalties.
Invest Your Assets
Once funds arrive (typically 3–5 business days), you choose how to invest. Access thousands of stocks, ETFs, and funds immediately.
Rollover options at a glance
Different account types have different rules. Here's what you need to know.
| From | To | Taxable Event? | Notes |
|---|---|---|---|
| 401(k) | Traditional IRA | No | Most common rollover. Preserves tax-deferred status. |
| 401(k) | Roth IRA | Yes | Converts to tax-free growth. Taxes due in year of conversion. |
| Traditional IRA | Roth IRA | Yes | Roth conversion. Strategic for lower-income years. |
| 403(b) | Traditional IRA | No | Common for teachers and non-profit employees. |
| SIMPLE IRA | Traditional IRA | No | Must wait 2 years from first SIMPLE contribution. |
Why roll over to MeyerTrust?
More Investment Choices
Most employer 401(k) plans offer 20–30 fund options. A MeyerTrust IRA gives you access to thousands of investments.
Potentially Lower Fees
Employer plans often have high administrative fees. Rolling over to an IRA can significantly reduce your annual costs.
Simplified Management
Consolidate multiple old 401(k)s into one account. One login, one statement, one strategy.
Better Alignment
Build a portfolio that matches your personal risk tolerance and retirement timeline — not a generic target-date fund.
Consolidate your retirement savings today
Our rollover specialists will guide you through every step. No fees, no hassle.
Start Your Rollover